About Us

Home / About Us


Risk warning

Investing in early stage businesses and startups can be very rewarding but comes with its risks and challenges. These risks include dilution, illiquidity, loss of investment and rarity of dividends. Please read the following risk summary to ensure you are familiar with all terms.

Diversify when you invest

Investing in startups should be done as part of a diversified portfolio which means spreading your money across multiple investments with different risks to reduce overall risk. However, while diversifying is a crucial part of investing, it will not avoid every type of risk. Diversification does not assure a profit nor provide a guarantee against investment loss. Should you invest a portion of your investment funds through Pachedu.Online, you need to balance this investment with safer and more liquid assets.

Equity risks

Investing in equity (also referred to as shares) on Pachedu.Online does not involve a regular return on your investment.

Diversifying your investments by investing in a fund may spread the risk but general risks while investing in equity are still prominent.


Please ensure you understand all of the following particular risks:

Risk of loss of investment or tax relief

It is highly risky to invest in startup businesses as most of them fail therefore you may lose all or a part of your investment. If a business you invest in fails, neither the company – nor Pachedu.Online - is obliged to pay back your investment. Therefore, only invest what you are willing to lose and build a diversified portfolio to spread risk and increase the possibility of an overall return on your investment capital.

Risk of illiquidity

Any investment you make through Pachedu.Online will be highly illiquid. Liquidity refers to how easily you can sell your shares after you have purchased them, therefore shares on Pachedu.Online are illiquid as they cannot readily be sold and are not likely to be listed on a secondary trading market. In other words, only if the company you invested in is listed on a securities exchange or is bought by another company will it be possible for you to sell your shares. The same applies to a successful business - a listing of the company on an exchange or purchase is highly improbable to occur for several years from the time you make your investment.

Risk of rarity of dividends

Dividends are when a payment is made by a business, from the company's profits to its shareholders. It is standard practice that profits are usually re-invested into the business to build shareholder value and to fuel growth. However, the majority of companies that seek funding on Pachedu.Online are startups or early stage businesses that rarely pay dividends to their investors. Businesses are under no obligation to pay shareholder dividends. This means that if you invest in a business on Pachedu.Online, even if it is successful, you are unlikely to see any return on your investment until you can sell your shares.

Risk of dilution

Any investment in shares made through Pachedu.Online is likely to be subject to dilution in future. Dilution occurs when a company raises additional capital by issuing more shares. If you own shares in a business and this business issues new shares that are bought by new investors, your percentage of the company will ‘dilute' or decline. This influences several factors such as voting, dividends and value. Pachedu.Online will use its best efforts to protect Investors from dilution and the Investor will be notified on a case by case basis if Pachedu.Online has been successful in securing anti-dilution protection for its shares in the Enterprise and what the implications are for that investment.

Discover Our

Awesome Staffs


Harry Lucas

dining room manager

Proin lacinia nisl ut ultricies posuere nulla ut imperdiet nunc. Quisque id tellus vitae mauris feugiat comodone, donec pretium odio nec sagittis euismod.


Matthew Robinson

Executive Chef

Donec a fringilla tortor. Vestibulum viverra accumsan ipsum nec luctus. Integer tortor dolor, suscipit sed justo et, interdum dignissim arcu.


Angela Johnston

Event Coordinator

Duis lorem velit, sodales eget posuere in, commodo dictum felis. Aenean leo neque, pharetra vitae dui et, pretium venenatis metus.